Why you shouldn't drive without insurance

Perhaps you have had thoughts like "I do not actually need car insurance, do I?" Admit it, its ok. Statistic show that a a lot of people have, at one point or another, thought about driving with no insurance. Its nothing to be ashamed of. Car insurance premiums are through the roof, the economy is bad and times are challenging. But you know you have done the right thing by purchasing car insurance, don't you. Here are three reasons why driving with no insurance is silly.

1. Its against the law to drive without insurance - every single state in out country has laws requiring drivers to have car insurance! Its required - not something you do if you feel like it or an optional part of having a drivers license. Every state has a different law regarding uninsured drivers. The minimum punishment for driving without insurance is being fined. In some states you may lose your driving permit and even be send to court. Unless you cause a horrendous accident and hurt people or damage property, you are not likely to go to prison. There is an argument that sanctions against uninsured drivers are not tough enough.

2. Being uninsured is reckless - Statistics show that people who drive uninsured are more likely to commit other offences too. Some worth mentioning are - driving under the influence, reckless driving and speeding. Its often ignored that other people's lives are at risk as well. Uninsured driver is more likely to hit someone and drive away.

3. In the long run, driving without insurance is more expensive - You will be amazed to learn that many people think they are saving money by driving without insurance. The truth is that such reckless behaviour will not make them rich, but cost them more at the end. After paying the fines and fees comes having to have Sr22 insurance. That fact by itself will double insurance premiums at least. Legal actions are also often taken against uninsured motorists. It all adds up to a big amount of money that most people can't possibly afford to lose. Finding affordable auto insurance in the future will be almost impossible.

If you are one of those who are driving uninsured, without realising what the actual consequences are - stop for a minute and think about it. Is it worth it - really? Do you really want to be fined, send to court or even jail? Do you really feel safe when you start your car in the morning? Do yourself, your family and everyone else a favour - get insurance now! Check out Auto Insurance Florida